The Constitution and Health Care: What It Says—and What It Doesn’t

Few political topics stir more debate than health care. Is it a right? Should government be involved in paying for it? What powers do the federal and state governments really have? These questions matter—not just for policy wonks, but for everyday citizens facing rising health care costs and government programs that shape their lives.

This article aims to lay out the facts from a politically centrist position. We’ll look at the U.S. Constitution, federal law, and the powers of individual states. We’ll also explore arguments from both the political left and right. We’ll focus on clarity and balance—and lean heavily on what the Constitution actually says (and doesn’t say).

No Explicit Right to Health Care

The U.S. Constitution does not mention health care. It doesn’t say individuals have a right to it. There’s no clause that guarantees government-provided medical services. That’s the baseline.

This lack of a written right separates the U.S. from many European nations whose constitutions or laws guarantee public health services.

Relevant Clauses

Although there’s no explicit mention of health care, several constitutional clauses have been interpreted to allow Congress to regulate or fund aspects of it:  Spending Clause (Article I, Section 8) – Lets Congress spend money to promote the “general welfare.” This has been the legal foundation for Medicare, Medicaid, and ACA subsidies.

The Spending Clause grants Congress the authority to allocate federal funds to programs that aim to improve the lives of American citizens. Health care programs such as Medicare and Medicaid fall under this clause. Although this power allows Congress to finance national initiatives, it doesn’t automatically create a legal right for individuals to receive services. It simply gives the federal government the legal cover to fund them.

Commerce Clause (also Article I, Section 8) – Gives Congress power to regulate interstate commerce. Health insurance markets and hospital systems often span state lines, justifying federal regulation.

The Commerce Clause allows the federal government to regulate trade and commercial activity that crosses state boundaries. In modern times, this has been interpreted to include the health insurance industry and even the broader health care system, as they often involve providers, patients, and insurers operating across state lines. This clause underpins laws like the ACA, which regulate how insurance is sold and who must be covered.

Taxing Power – Used to justify the Affordable Care Act’s original individual mandate. In the 2012 Supreme Court case NFIB v. Sebelius, the Court ruled that while the federal government couldn’t force people to buy insurance under the Commerce Clause, it could tax those who didn’t have it.

The Taxing Power provides Congress the authority to impose taxes and use them to influence public behavior. In the case of the ACA’s individual mandate, the penalty for not having insurance was deemed a tax. This distinction was crucial in the Supreme Court’s decision to uphold that part of the ACA. It shows how Congress can shape behavior through taxation even if it cannot directly mandate an action.

Federal Health Care Programs: Legal, But Not a Right

Medicare and Medicaid

Created in 1965 under the Social Security Act, these programs are legal under Congress’s spending power. They are not entitlements in the sense of a constitutional right. They’re statutory programs. Congress could legally amend or end them.

Medicare and Medicaid provide critical support to seniors, low-income individuals, and people with disabilities. However, because they are created by statute rather than constitutional mandate, they are subject to changes by Congress. This means the benefits, eligibility criteria, or even existence of these programs can be altered through legislative action. They are powerful tools of public policy, but they do not establish a legal entitlement enforceable in court.

The ACA was a sweeping reform aimed at increasing health insurance coverage and reducing costs. It established online marketplaces where individuals could compare and purchase insurance plans, often with financial help from subsidies. It also encouraged states to expand Medicaid coverage to more low-income individuals. While controversial, the law brought coverage to millions of previously uninsured Americans. Still, it did not declare health care a constitutional right—only a policy goal.

The ACA also introduced the individual mandate (now repealed at the federal level) and protections for pre-existing conditions.

One of the ACA’s key features was the individual mandate, which required people to maintain health insurance or face a financial penalty. This aimed to bring more healthy people into the insurance pool to keep costs manageable. Another major reform was banning insurance companies from denying coverage or charging higher premiums due to pre-existing conditions. These provisions significantly reshaped the insurance market, though the mandate’s federal penalty has since been repealed.

The ACA was challenged but largely upheld in NFIB v. Sebelius (2012). The Supreme Court ruled that Congress could offer Medicaid expansion but couldn’t coerce states into accepting it.

The ACA was challenged but largely upheld in NFIB v. Sebelius (2012). The Supreme Court ruled that Congress could offer Medicaid expansion but couldn’t coerce states into accepting it.

This ruling reinforced a fundamental aspect of federalism: while the federal government can create and fund programs, it can’t force states to adopt them. The Court allowed Medicaid expansion to continue but made it optional for states. This led to a patchwork of health care coverage, with some states expanding Medicaid and others refusing. It showed the limits of federal power in shaping state health policy.

Health Care Subsidies

Are ACA subsidies constitutional? Yes. Congress can provide financial help under its spending power. That doesn’t make health care a right—it makes it a federally supported service.

The subsidies provided under the ACA help lower-income individuals and families afford health insurance purchased through the marketplace. These are based on income and designed to reduce monthly premiums. The Supreme Court has upheld these subsidies, confirming that Congress has the authority to fund them. However, they do not translate into a right to care—just a policy choice to make coverage more accessible.

The subsidies provided under the ACA help lower-income individuals and families afford health insurance purchased through the marketplace. These are based on income and designed to reduce monthly premiums. The Supreme Court has upheld these subsidies, confirming that Congress has the authority to fund them. However, they do not translate into a right to care—just a policy choice to make coverage more accessible.

What Can States Do?

States have powers the federal government doesn’t. Under the 10th Amendment, powers not given to the federal government are reserved to the states. That includes health care programs not involving interstate commerce or federal funding.

Examples of State-Level Initiatives:

Massachusetts (2006): Created its own health insurance mandate and exchange—Romneycare, the model for the ACA.

Massachusetts led the way with health care reform when it passed legislation under Governor Mitt Romney requiring residents to have health insurance. The state also created a marketplace for comparing and purchasing plans. This program successfully reduced the uninsured rate and became the template for the federal ACA.


California and New York: Offer state-funded insurance subsidies that go beyond ACA levels.

States like California and New York have used their own tax revenues to fund expanded subsidies for insurance coverage. These states built upon the ACA framework to offer more generous assistance to middle-income families who don’t qualify for federal subsidies. These state-level choices highlight the flexibility states have to address local needs.

Some Red States: Have refused Medicaid expansion entirely, emphasizing individual responsibility and limiting government spending.

In states like Texas and Florida, leaders have declined federal funds to expand Medicaid, citing concerns about long-term costs and federal overreach. These states argue that individuals should take personal responsibility for their health care decisions. Their actions show how states can opt out of federal programs and pursue their own policy philosophies..

States can:

Create their own public options or single-payer systems.

A state can develop its own health care system, including a publicly funded option or even a single-payer model. This would involve state-level taxation and administration of services, offering coverage outside of the private insurance model. Though politically challenging, it is constitutionally permissible.

Regulate private insurance markets.

States already oversee private insurers through licensing, solvency requirements, and rate approvals. They can also set coverage mandates, define essential benefits, or regulate how insurance plans are marketed and sold within their borders.

Fund or defund state health services.

States can determine how much to invest in public hospitals, mental health programs, and preventive care. They control state Medicaid programs (within federal guidelines) and can create unique programs to address public health needs.

They cannot:

Violate federal non-discrimination laws.

States are still bound by federal civil rights laws. They cannot design programs that discriminate on the basis of race, gender, disability, or other protected characteristics.

Restrict federally protected rights (e.g., under EMTALA or Medicare rules).

If a hospital participates in Medicare, it must comply with federal rules, including EMTALA. States can’t override those protections. They also can’t block access to federal programs like Medicare or ACA exchanges where they exist.

Left-Leaning Position

Health care is a human right.

Progressives believe access to health care should be guaranteed for all, just like education or clean water. They argue that the richest country in the world has a moral obligation to ensure no one suffers or dies due to inability to pay for medical services.

Government should guarantee access to all, regardless of income.

This view supports public funding of health services through taxes. Advocates want the government to ensure everyone has access to comprehensive care without financial hardship.

Support for universal health care, single-payer systems, or strong public options.

Many on the left favor models like Medicare for All, where the government pays for most services, or robust public options to compete with private insurers. These systems aim to reduce bureaucracy and increase efficiency.

Emphasize moral duty and economic justice.

The progressive argument rests on the belief that health care is part of social equity. Without it, people are less free to pursue life, liberty, and happiness. They view universal care as both a human right and a necessary part of a just society.

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Popular Proposals:

 Medicare for All

A single-payer system that replaces private insurance with government coverage. Every resident would be covered, with services funded by taxes. Supporters argue it would lower costs and simplify care.

Expanded ACA subsidies

Instead of overhauling the system, this approach builds on the ACA to make private insurance more affordable. It targets middle-income families who currently fall into the coverage gap.

Free or low-cost clinics funded by taxes

Community-based clinics offer care to underserved populations without requiring full insurance. They can fill gaps in coverage and reduce emergency room visits, often with support from local or state budgets.

Right-Leaning Position

Health care is a service, not a right.

Conservatives argue that health care is something people purchase, like housing or food. Declaring it a right could lead to overuse, inefficiency, and less personal responsibility.

Government involvement distorts markets.

Too much regulation or public funding, they argue, interferes with the natural supply-and-demand balance, driving up prices and reducing competition. Market forces, not government rules, should set costs.

The right supports giving individuals more control over their health care decisions. This includes letting people shop for coverage across state lines, choose high-deductible plans, and invest in Health Savings Accounts.

Government should support only limited safety nets.

While conservatives agree on helping the truly needy, they want that help targeted and temporary. They prefer block grants and state-managed programs over large federal initiatives.

Popular Proposals:

Health Savings Accounts (HSAs)

Tax-advantaged savings accounts that let people set aside money for health expenses. These accounts give consumers more control and promote cost-conscious decisions.

High-deductible insurance plans

These plans offer lower premiums in exchange for higher out-of-pocket costs. They’re designed for healthier individuals who want to be insured against major events but don’t need routine care.

Block grants to states

Giving states lump sums to run their own health programs with fewer federal rules. This promotes innovation and state-level control, aligning with the 10th Amendment.

Repeal or replace ACA

Many conservatives want to dismantle the ACA entirely or replace it with a system of private insurance options and targeted assistance, reducing the role of federal bureaucracy.

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Political Center: A Realistic Middle Ground

Centrists often support a mix of:

Market-based solutions with public safety nets

Centrists recognize the value of the private market in driving innovation and efficiency but also acknowledge that markets alone don’t cover everyone. They favor targeted subsidies, reinsurance programs, and basic coverage for all with private options for those who want more.

Preserving Medicare and Medicaid, but controlling costs

Rather than expanding or eliminating these programs, centrists want to reform them to be financially sustainable. This may include payment reforms, fraud prevention, and shifting to value-based care models.

Keeping ACA protections while reforming parts of it

The middle ground includes keeping popular features like protections for pre-existing conditions but tweaking other parts to encourage competition, reduce costs, or give states more flexibility.

Encouraging innovation at the state level

Centrists support pilot programs and waivers that allow states to experiment with new models, such as Medicaid buy-ins, public-private partnerships, or integrated care networks.

They argue:

Health care is too important to leave entirely to the market—but too complex for total government control

Health care affects every person and the national economy. Centrists see the need for a role for both private innovation and public regulation to ensure broad access and manage costs.

Federal government should set minimum standards, with states leading innovation

The federal role should focus on baseline protections—like ensuring everyone has access to some form of coverage—while states tailor solutions to their populations.

We need cost transparency, tort reform, and payment system overhauls

Centrists emphasize reforms that cut waste and unnecessary spending. Price transparency allows consumers to shop smart. Tort reform could reduce costly lawsuits. Payment models based on outcomes rather than services may control costs and improve care

Can the Federal Government Do More?

Yes—but within limits.
Congress can:

Fund more programs through its taxing and spending powers

Congress can always create new programs or expand existing ones using tax revenue, provided they serve a public purpose. These could include expanding subsidies, funding community clinics, or creating a public insurance option.

Regulate insurance through the Commerce Clause

Because insurance affects interstate commerce, Congress can continue to impose rules on what plans must cover, how they’re priced, and who must be included. This includes things like mental health parity, lifetime limits, and essential benefits.

It cannot:

Force individuals to buy private products (without using taxation as leverage)

The Supreme Court ruled that Congress can’t compel individuals to buy a product using the Commerce Clause. The ACA’s individual mandate was only upheld because it was framed as a tax, not a purchase requirement.

Mandate state compliance on spending programs (beyond what’s constitutionally allowed)

States must have a choice when it comes to implementing federal programs. Coercion—such as threatening to withhold all Medicaid funds if a state refuses expansion—is unconstitutional. The federal government can incentivize, but not force, state participation.

What Would a Constitutional Right to Health Care Look Like?

If the U.S. wanted to establish health care as a constitutional right, it would require one of two things:

A new amendment—extremely rare and politically difficult.

Amending the Constitution requires a two-thirds vote in both the House and Senate and ratification by three-fourths of the states. Given the current political climate, achieving this for a health care right is unlikely. Still, it would create the strongest legal foundation.

A reinterpretation by the Supreme Court (unlikely with current precedent).

The Court could theoretically interpret existing rights—like equal protection or due process—to include health care. However, past rulings suggest the current Court is reluctant to expand positive rights, especially those requiring government funding or action.

Without that, health care remains a legislative issue, not a constitutional guarantee.

The Constitution does not give a general right to health care. Federal laws like EMTALA, Medicare, Medicaid, and the ACA are all constitutional—but optional, statutory programs. They can be changed or repealed.

States have room to innovate—either expanding coverage (like California) or pulling back (like Texas). That’s federalism at work.

This issue isn’t going away. If Americans want a real health care right, it’ll take more than arguing over policy. It’ll take legal, political, and cultural change.

Questions for Readers
  1. Should the U.S. have a constitutional right to health care?
  2. Should states be required to offer a minimum level of coverage?
  3. What role should the federal government play going forward?

Feel free to comment or share your thoughts. Civil debate is the only way forward.

Author’s note: This post is intended for informational and educational purposes, not legal advice. If you’re a policymaker, attorney, or just a curious citizen—always dig into the original texts and consult reliable sources.